Products & Services

Personal and Business Banking

“Our mission is to be the trusted partner for individuals and businesses for all their banking needs by offering them a comprehensive range of corporate and personal banking services designed to cater for all their banking transactions and financial requirements”
With our commitment to excellence and security, you can rest assured that your funds are in safe hands.

Personal Banking Services

1. Fiduciary Current Deposits: I&C Bank offers fiduciary current deposits for personal banking customers. These deposits provide a secure and reliable option for managing your personal funds, backed by investment-grade assets. They are fully segregated, safeguarding your finances.

2. Immediate Availability: With our personal banking services, you can enjoy the convenience of immediate access to your funds. Our fiduciary current deposits function as current accounts, ensuring that your money is readily available whenever you need it.

3. Payment Services: We provide a comprehensive suite of payment services for your personal banking needs. Whether it's cash withdrawals and deposits, domestic or international transfers, or credit card facilities, our seamless payment solutions simplify your financial transactions.

Corporate Banking Services:

1. Fiduciary Current Deposits: I&C Bank also provides fiduciary current deposits for businesses backed by investment-grade assets. These deposits offer a secure and reliable avenue for managing your corporate funds. They are fully segregated, ensuring that your funds are protected, and they carry no country or balance sheet risks

2. Immediate Availability: the current deposits function as current accounts, providing you with immediate access to your funds. This ensures that your liquidity needs are promptly met, allowing for seamless business operations

3. Payment Services: We offer a wide range of payment services to facilitate your corporate transactions. From cash withdrawals and deposits to both domestic and international transfers, our efficient and secure platform ensures smooth and timely processing. Additionally, we provide credit card services to empower your business with convenient payment options.

4. Supplier Payments and Client Receivables: Our bank understands the importance of timely supplier payments and effortless client receivables. With our corporate banking services, you can easily manage payments to suppliers and receive funds from your clients. Our robust infrastructure enables swift and accurate processing, saving you time and effort.

5. Salary Payment Solutions: We provide dedicated platforms for salary payments, allowing your organization to streamline the payroll process. Our secure and automated system ensures that your employees receive their salaries on time, enhancing employee satisfaction and optimizing your administrative procedures.


At I&C Bank, we strive to deliver exceptional banking services with a focus on security, convenience, and customer satisfaction.

Our experienced team is committed to providing personalized support and tailored solutions to meet your unique requirements.

Partner with us for your corporate and personal banking needs, and experience banking excellence at its finest.